Dedicated to Educators' Financial Success
We believe every teacher deserves a secure retirement and the peace of mind that comes with smart financial planning
Our Story Began in a Teachers' Lounge
Back in 2019, I was having coffee with my sister Sarah, a middle school math teacher who'd been teaching for fifteen years. She confessed something that stuck with me—despite her dedication to educating hundreds of students, she felt completely lost when it came to her own financial future.
That conversation opened my eyes to a troubling reality. Teachers across America were struggling with retirement planning, not because they lacked intelligence, but because the financial industry wasn't speaking their language or addressing their unique challenges.
We founded boaanknas because educators deserve financial guidance that understands their world—from pension systems to summer income gaps, from classroom supply expenses to the emotional rewards that can't be measured in dollars.
Since our founding, we've helped over 2,400 educators across Ohio and neighboring states create realistic retirement plans that work with their teaching careers, not against them. Every strategy we develop considers the realities of education—irregular income, pension complexities, and the need for practical solutions that don't require a finance degree to understand.
What Drives Everything We Do
Education-First Approach
We don't just give you a plan—we teach you why it works. Our goal is empowering you with knowledge so you feel confident making financial decisions throughout your career. Every recommendation comes with clear explanations that respect your intelligence while avoiding unnecessary jargon.
Realistic Planning
We understand that teachers can't always max out retirement accounts or follow generic financial advice. Our strategies work within real teacher budgets and acknowledge the financial realities of education careers, including summers off and varying state pension systems.
Long-term Partnership
Your financial needs change as your career progresses—from new teacher to department head to retirement. We're here for the entire journey, adjusting strategies as your life evolves and always keeping your best interests at the center of every decision.
Meet Your Financial Guide
Our team combines deep financial expertise with genuine understanding of educators' unique challenges and opportunities
Michael Richardson
Founder & Senior Financial Advisor
With twelve years in financial planning and a master's degree in Personal Financial Planning from Kansas State University, Michael specializes in retirement strategies for public service employees. His background includes work with three different state pension systems, giving him unique insight into the complexities teachers face.
Before founding boaanknas, Michael spent five years with a regional financial firm where he noticed how standard retirement advice often missed the mark for educators. This experience, combined with feedback from his teacher sister and her colleagues, inspired him to create a service designed specifically for the education community.